Customer ReviewsforRoyal Bank of Canada (Client Care Centre)

My insurance company send a cheque to rbc of my car loan where 70% is mine and 30 percent is remaining balance and they receive it on oct ,28,2024.And today is november 07,2024 and i phone 5 times to confirm that you received the cheque or not .But answer is they don’t know and i have proof that they received it.Very third class service.They told me it takes 4 to 6 weeks.

Repeatedly ran credit inquiries without my permission which lowered my credit score. Their line of credit interest rate was double that of **********

*** ***** **** ***** Poor customer service. Takes ages to connect and very impolite and not cooperative. Lost $1,600 to a fraudster and the bank was not willing to find out the reason, neither they provided any reply to my complaint. **** * ***** **** * *****. ******* ***** **** **** ** ******* **** **** *** **** *******

I have been a customer of RBC Montreal in Kirkland since 2014 and when I went to the branch yesterday with my wife and my 16 yo son, the branch manager wanted to see us because of an ******* matter, the manager closed my son account because of unusual activities, we explained to her the situation and she says that what my son did was against bank policy. She ********* ** ***** **** *** blamed me and my wife for this. we weren't so happy and the bank manager ********* my and my wife's credit files with the credit bureaus. This is unacceptable *** **** *** **** ****** *** ****** **** * *******

I am a customer of RBC Montreal for many years and all my investments are with RBC. when I requested for changing financial adviser, I was told that there is no one except my current advisor is available! We pay so much fees for that bank and they are making money on our investment and I was denied the right to have another financial advisor after spending hours on call with an agent! When I went to the succursal, they told me to take an appointment with probably with the same advisor! it is ******** *** ************ nonsense! * ***** **** ******* ** **** ** ****

*** ** **** ** *** *** ** *** * ****** ****. 4 day hold turns into 6, ** *** *** **. I assume a trust fund account payment from a lawyer would be pretty secure. but even tho they will deposit it and use it, they won't let you have YOUR money. and even offering to pay for a simple call to another bank to verify the account,, **** *** ** **** ** ******** ** **** ** ** **** a 15+ year account holder. ** **** *** **** **** ***** they DO NOT care about the customer.

**** was merged with RBC back in November. I had a line of credit with **** and always paid my monthly payment on time and online. Got a letter back in September saying that **** was being bought by RBC and that my line of credit would be changed to a personal loan. Online payments would not be accepted and instead had to do pre-authorized payments. Got all of the paperwork filled out, and got a letter saying the pre-authorized payment set up was successful and that my payments would start in April. In March, **** proceeded to take 3 payments out of my account, totally $125. April rolled around and my payment didn't come out. I got a call from RBC of course asking about it, and I asked them why they hadn't taken it out (I bank with another institution, NOT RBC). They then informed me there was a problem with the set-up of my pre-authorized payments and would have to reset it. May rolled around and the same issue - the payment did not come out of my account. Another phone call from RBC asking for the payment. I again asked them why they hadn't taken it, since they are not allowing me to pay online. They advised me to go into a branch and see what the issue was. I went into the Branch to get this sorted out - they couldn't tell me what the problem was. I told them that I just wanted to pay out the entire amount, since it was a small amount and they waned to charge an obsene amount of interest and stretch it out over 48 months, which is ridiculous. So it was set up for the entire amount to come out. Well, fast forward today - 6 rude phone calls later from RBC and the money STILL has not come out of my account. Worst customer service and bank ever. No one is reading the notes on my file before they call me - they read them after. Beyond frustrated.

So I bank with them for years and I cash my sister's check she's endorsed them to me signs her name on the back it's never been a problem and then I put $10,000 of hers in there they lock my account freeze my card take my money lock me out of it it says call the number you call the number they're like oh I can't do anything you're going to have to go in the bank go in the bank ** **** *** **** **** at the Wellington location in Ottawa and then she calls the bank manager over the bank manager **** **** **** ****** ** **** * ******** even though these are legal government checks and tells me all it can take more than 90 days to get your money back ** *** **** ***** my money for more than 90 days and you won't release it or send the checks back that makes no sense how you can do that ** ****** ****** ** *** **** ** *** ** *** **** * ****** ****** **** ***** ****** *** ******* ***** **** *** ****** *** **** ***** **** ******** *** ***** *** **** **** **** **** I can't get through on the phone I can't get answers from bank I can't get answers from the teller so like I'm stuck they're like oh I'll call the back office back office it's like oh well we don't know what we're doing with it l*** **** **** ** *** ***** ***** ** ******** * **** **** **** ** ** **** ********** ******** ****** ******* **** ** ** ***** *** **** *** ******* ** *** ** **** ****** *** ******* **** * **** ******** ******** ******** I'm going to have to take them to small claims to get it our legal money back that is ours

In my 30+ years as a developer/builder, Royal Bank of Canada has been the most disastrous nightmare of a banking experience in my career (thanks to branch manager Melanie S. Kelly H.  MGR Janice L. et al), requiring 60+ hours of our time in phone calls, emails, repeat travel to and from a notary public (40 min drive x's 6), attorney consult with fees for a power of attorney (PoA), etc. just to gain necessary access to our funds. Branch Manager *******, Kelly H. and Tammy C. all knew our main objective was to conduct a real estate transaction in Canada remotely from our residence in the Southwest United States. However, they set us up in USD and CAD accounts that did not allow us to access or move the funds required in the time required without physically being present at an RBC branch in Canada. After going back and forth for almost two weeks trying to resolve how we can access our funds, I came up with an idea to create a power of attorney to allow my attorney in Canada to pick up a draft cheque to fund our real estate transaction. I spoke with Tammy C. asking her if there was any other option besides a time consuming and expensive PoA. She said she knew of no other option. After hanging up with Tammy, thinking that just couldn't be the case, I spoke with RBC advise center rep. Aiana. After explaining our situation, Aiana stated (in phone call I recorded) she had no idea we were given such **** account advice and said we should have been set up from the beginning in an "Everyday" account, which would allow us to order and write cheques in CAD. Within minutes, Aiana set us up in that Everyday account and we immediately ordered cheques, which were then lost in the mail. Running out of time on our settlement calendar, we were forced to spend over $550CAD on the PoA and notary costs. ** ** **** **** ************* **** ***** ** *** ******* *** *********** ********* ******** ** *** ******* ** *** ********* ******* ** ** *** *****

Depositing a certified check and then spending money right away they said the check was ********** so I’m on disability and they’re taking all my money out of my bank account and leaving me with nothing *** *** ***** **** ** **** and everything over a certified check *** ***** ** ****** ** *** ******* ******* ** **** ****** ****