Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.

Find a Location

Pacific Specialty Insurance Company has 2 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.

    Customer ReviewsforPacific Specialty Insurance Company

    Insurance Agency
    Multi Location Business
    View Business profile
    View Business profile

    Star rating
    10 word minimum.

    You can use up to 2000 characters

    Before you can leave a review on bbb.org,

    you’ll need to add a phone number to your account. Your phone number may be used to verify your identity.

    Provide Your Information to Leave a Review

    Thank you for taking the time to leave a review! Please enter your information below to submit your review to BBB.

    All fields are required. Your first name and first initial of your last name will display online. Your full name will only be used to allow the business to verify you are a customer.

    This is automatically determined using your first name and first initial of your last name.
    How would you like to confirm your review?
    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    Verify your phone number

    Enter the 6 digit code sent to the phone number ending in undefined

    If you have not received a code within 2 minutes, you can re-send it.

    6 Customer Reviews

    Sort By
    • Date
    • Highest Rating
    • Lowest Rating
    • Review from SHARAREH O

      1 star

      07/22/2024

      Zero Star would describe this business. After one year back and fouth and providing at least ********* dollars receive and pictures, police report about the robbery , they sent a check for ********. I will never trust this business if they charge me thousands of dollars for my home and later would not cover the damages. . I ask myself is t worth it to have insurance at all?I had the same experience as previous rates and I had been in the game of back and fourth and voice mail without returned call and here I am left with anger and disapointed that the Pacific Specialty insurance Company takes your money and never supports you
    • Review from Donna S

      1 star

      07/13/2024

      I would give no stars if I could. This insurance company is the worst insurance company that I have ever dealt with in my life. They take your money & do not want to come through with a payout. **************** leaves a lot to be desired. I filed a claim 2+ weeks ago and they have been giving me the runaround ever since. I was assigned a contact person named *********************. She has asked me for several items which I have provided. Since she was not specific on her request, some of the items had to be resent. And when I call or email it takes her days to get back to me. Her answers are often vague & unclear. In the meantime all of this stalling has left my condo ceiling still water logged with the fear of mold growing. I was advised to call a supervisor which I did. Of course it went to voice mail. Her voice message says that she would get back to me as soon as possible, so 3 days later I called again after calling my agent and she finally called me back. She was even worse than **************. I am definitely going to take further action. Something has to be done with insurance companies in this country. STAY FAR AWAY FROM THIS COMPANY.
    • Review from Lisa P

      1 star

      05/24/2024

      As a licensed insurance agent, I have to say that the constantly-changing standards of Pacific Specialty are some of the absolute worst I have EVER seen in a single insurance company. I work in an office that uses Pacific Specialty as a brokered company, and I have had a number of occasions where Pacific Specialty sends non-renewal notices to customers. When customers address was written on the notice, and I call to follow up with the concern, the underwriters suddenly find another item that the insured needs to address. This is absolutely wrong and incredibly scam-like from the company. Most items on a non-renewal require a customer to spend money in some way (i.e. trim trees, remove foliage, remove debris, make a repair) and for Pacific Specialty to present additional items NOT in writing and OVER THE ***** when an insured tries to address the previously-documented non-renewal concerns is absolutely abhorrent. Because of the way they are currently handling their business, I would not recommend a single customer use *********************************************.
    • Review from Tyiesha S

      1 star

      04/08/2023

      Pacific Speciality has been an emotional and financial nightmare to work with. Our claim for a shower leak was filed back in October 2022, an adjuster came out, restoration company removed tiling and cabinets due to water damage and then Pacific Speciality refused to cover anything! The claim assistant lied and says she never gave permission for the restoration work to begin and that the water damage was and leak was not covered. We spent months with no access to our stove, exposed pipes in our kitchen and eventually had to spend thousands of our own money and time rebuilding our kitchen area and master bath with the support of family and a trusted handy man. Now the claim consultant wont even return our phone calls or emails, yet conveniently our monthly fees continue to be taken. This company is dishonest, and does a disservice to homeowners. We are eager to transition to a reputable company. Its April 2023 and we are still waiting for resolution.
    • Review from Anthony A

      1 star

      09/01/2022

      I submitted a claim almost a month ago. All workers have been ready since Monday but ***** my claims person went a-wall to everyone. Even Pacific Specialty couldnt get a hold of her. Its now Thursday and nothing. So I called for the 50th time wasnt leaving any message. They tried for a half hour to get a hold of ***** with no luck ******* comes back to the phone and said Tracis supervisor **** mite call you back today? Minded tomorrow is probably half day holiday weekend no work Monday, I have guys scheduled to come out Tuesday but on hold because of this God help them so called business.
    • Review from Eduardo L

      1 star

      07/29/2022

      This is the worse insurance company I have ever dealt with. They're quick to take their premium yearly but if you file a claim right off the bat they'll look for any excuse to deny it. The claim adjuster *************************** is horrible. Rude and has a air of entitlement. Right away she told me of reasons why they could deny my claim but when I asked how long before I know she snapped saying she barely got my claim 30 mins ago. So it shows they had it planned out to reject it. And when I would message her she would need one item and a few days later I need another item like intentionally dragging her feet. Even said just because I have insurance doesn't mean I would get approved when there was no reason to deny it. We provided everything she needed but she was being ***** on purpose. And always rude. These people need to learn some empathy. Now we're stressed out because water damage my kitchen and they can care less. I'm going to file a complaint with the state insurance commissioner.

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

    As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.