Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.

Find a Location

Owning has 1 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.
    • Owning

      230 Commerce Ste 200 Irvine, CA 92602-1337

    Customer ReviewsforOwning

    Mortgage Banker
    View Business profile
    View Business profile

    Star rating
    10 word minimum.

    You can use up to 2000 characters

    Before you can leave a review on bbb.org,

    you’ll need to add a phone number to your account. Your phone number may be used to verify your identity.

    Provide Your Information to Leave a Review

    Thank you for taking the time to leave a review! Please enter your information below to submit your review to BBB.

    All fields are required. Your first name and first initial of your last name will display online. Your full name will only be used to allow the business to verify you are a customer.

    This is automatically determined using your first name and first initial of your last name.
    How would you like to confirm your review?
    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    Verify your phone number

    Enter the 6 digit code sent to the phone number ending in undefined

    If you have not received a code within 2 minutes, you can re-send it.

    18 Customer Reviews

    Sort By
    • Date
    • Highest Rating
    • Lowest Rating
    • Review from Chris B

      1 star

      04/06/2023

      They were so friendly responsive and helpful until things got down to the wire. Then they started ignoring our calls and emails. They were not going to be able to process our loan but were not willing to admit it! They could not figure out how to use a **** as income, every other lender we talked to had no issue with this. They were clearly less informed and experienced than the other lenders we talked with in several ways. Thankfully another lender was able to rush process our loan with no issues in a very limited timeframe even though it ended up costing us a lot more money this way.
    • Review from Rebecca W

      1 star

      04/05/2023

      I have had a horrible experience with Owning. My partner and I applied for a loan on 2/28 and we still have not heard from our loan officer as to whether we have been approved or not. After two weeks of not hearing from our loan officer despite multiple emails, I received an automated response from his email stating he was out of the office. I called the customer service number and was told his supervisor would contact us later that day. The supervisor did and stated we needed to upload another document before they could process our request, we uploaded it immediately. Then no response for another week. We reached out again to our loan officer by email when he was back in the office and he said we needed to make an appointment using his online calendar. We did. Two days later we talked on the phone with him, only to find out that our application had been passed on to another loan officer and there was nothing he could do to help us other than to give us the new loan officer's name and contact info. We tried calling the new loan officer and did not receive a call back. We found his online calendar and booked another appointment. We never received a call at the time of that appointment and when we tried calling him, we got his voicemail and left a message asking for a call back or follow up on when we could talk. We still have not received an answer. They also ran TWO credit checks on my credit without informing me that they would run a second check. It has been over a month and we have received no support, update or information from Owning. About a week ago, I decided to try a different lender and they got me a pre-approval letter within a week. I will never recommend Owning to anyone.
    • Review from Harry H

      5 stars

      04/24/2022

      We recently did a home refi with OWNING. It was an easy and smooth transaction thanks to ******************* and ***************************. They were very knowledgeable and willing to help in every aspect of the process. The loan closed within three weeks. Thank you for a very pleasant and positive home refinance experience! Would Definitely Recommend OWNING!!!!
    • Review from Martin G

      4 stars

      04/16/2022

      The process was quick and easy. Only thing I had an issue with was emails from different people, sometimes it was hard to keep up with who needed what. All questions were answered quickly and loan was processed and funded on time. And no changed mid stream with different numbers! Definitely at the top of the list if I finance again.*********************
    • Review from Daniel A

      5 stars

      02/25/2022

      Recently decided to refi my house. I was given the contact info for Owning and made a phone call. The ball was rolling immediately. A short process and Owning did just about everything. Easiest refi experience of my life. I highly recommend them.
    • Review from Nina V

      5 stars

      02/21/2022

      IT was a pleasure working with Owning. ***************** is is a true professional. He takes the time to ensure that his clients understand the entire process of closing on a mortgage refinance. I am grateful for all of Pat's work . He is my only loan officer from now on.
    • Review from Lisa D

      5 stars

      02/15/2022

      Was given the information about looking into a refi through this company by my best friend who had just completed her refi and gave me her contact information. I reached out to the agent, ************************* and he responded immediately! He did not waste any time! We did the application on the phone and he worked with my schedule to make sure I got it done on the same day to lock in the rate. Once he got the loan started, I started to work with the loan processor, ***** who was excellent as well! Kept me informed all along the way and if I had any questions, she responded promptly! It was a smooth process, got a great rate, and it took less than a month to complete! Highly recommend Owning to others!
    • Review from Regina R

      5 stars

      02/14/2022

      ***********************, ******************* and *********************** were excellent. I was so shocked that a refi with cash out only took a week. I was expecting 1 to 3 weeks like was mentioned. The process was so quick and easy.
    • Review from Doug K

      5 stars

      02/13/2022

      They did an awesome job. They were so Knowledgable, nice and responsive to whatever we needed.
    • Review from Chris W

      5 stars

      02/10/2022

      Great service from start to finish. Finished my refi in under 3 weeks.

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

    As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.