Customer ReviewsforRepublic Finance, LLC

Terrible company. Trying to get over 13000 from my wife and I. She has skin cancer and schizophrenia. and I have prostrate cancer. Trying to work deal with debt consodation company. Unethical people trying not to allow it

Hi ****, thank you for taking the time to tell us about your problem. We would like to speak with you so that we can figure out the best way to address any issues that affect our customer service. Please feel free to contact us at ************** or h********************************** Thanks!

Do not accept a loan from Republic Finance. The lack of customer service and professionalism is unbelievable. The representative was so rude and disrespectful.

Hi ******* your customer service experience with Republic Finance is very important to us. We would appreciate the opportunity to speak with you further. Please feel free to contact us at ************** or **********************************. Thanks!

This company filed a false claim through the Cobb County Court System without my awareness. They were allowed to steal $5200 out of my checking account without my authorization because according to them i were behind in payments (I wasn't). Also they Didn't alert me in anyway that they were going deduct these funds. Our (Republic finance / myself) Have a written agreement to deduct monthly payment from my checking account in the amount of $100. My checking account is always in good standard so therefore I'm certain this wasn't the issue. Apparently they dropped the ball on there end and is not willing to take the blame. I spoke to several associates that work with this company and neither were able to explain why this transaction occurred.

Hi *****, thank you for taking the time to tell us about your problem. We would like to speak with you so that we can figure out the best way to address any issues that affect our customer service. Please feel free to contact us at ************** or **********************************. Thanks!

My husband received a so-called preapproved loan check for over $2500, but after reading all the negative reviews, I'm going to tell him as much as we could use it to pay off bills, no thanks, we'll pass! This company scares me, and we won't be preyed upon.

“Hi ****** at Republic Finance we try every day to deliver high quality loan products and excellent customer service. Republic Finance operates within all federal and state laws and regulations applicable to its business. We are sorry to hear you do not wish to do business with Republic Finance due to negative reviews. We do not believe these are a representation of how we do business as we have numerous customers that are happy with the loan products we offer. We would love to speak with you to discuss our loan products. Please feel free to contact us at ************** or **********************************. Thanks!”

Default loan was addressed in claims court. Case was dismissed due to Republic Finance failure to appear and provide response. Yet Republic Finance sent my former account to a 3rd party collections anyway. I've submitted a dispute notice to the 3rd party. However I am still receiving collection request on this matter. This issue has been resolved. Nothing is owed I would like Republic Finance to correct the status of my former account and submit updated information to the bureaus.

“Hi *******, thank you for taking the time to tell us about your problem. We would like to speak with you so that we can figure out the best way to address any issues that affect our customer service. Please feel free to contact us at ************** or **********************************. Thanks!”

Inaccurate information on my credit report. Date of transaction 04/16/2022(inability to pay due to extreme life change (God mother got sick with Covid, I became her sole caregiver had to close my business she passed November 2022 then family home was sold had move and was displaced for about 8-10 months) I have documentation if needed. Then I became ill and haven't been able to work since May 2023. Today I have talked ***** and another lady at the office where the transaction was made and then customer service for collections as well then transferred back to the original office and spoke with *******. I have disputed this issue with the credit bureaus and also to letters to the CFPB of the inaccuracies on my credit report. It says Charged-off/Written off then it shouldn't be reporting a balance at all ($5938). Then I ask if I was mailed or sent a 1099C, I was told the account was not settled but I know my consumer law. I'm that you provide me with a 1099C as well make corrections as in Delete, Update or Correct please. As this inaccurate information is hurting my credit. * Under 15 USC 1681e(b), consumer reporting agencies are required to follow reasonable procedures to ensure maximum possible accuracy of the information in credit reports. Furthermore, 15 USC 1681i(a)(5) mandates that if, after a reinvestigation, the information is found to be inaccurate, incomplete, or unverifiable, it must be promptly deleted from the file or modified as appropriate. *Given the inaccuracies in these accounts, I request that the information be either corrected to reflect 100% accuracy across all three major credit reporting agencies or be removed from my credit report entirely.

Hi *******, thank you for taking the time to tell us about your problem. We would like to speak with you so that we can figure out the best way to address any issues that affect our customer service. Please feel free to contact us at ************** or **********************************. Thanks!

Republic Finance did an unauthorized deduction from my checking account of $355 when it was only authorized $161 for my monthly payment.to be taken out. They would not help in the situation even though it states in the confirmation email that they will. Please be beware of this company. They are shady.

Hi *****, thank you for making us aware of your experience. Republic Finance is committed to providing excellent customer service and we would like the opportunity to speak with you to better address your concerns. Please feel free to contact us at ************** or **********************************. Thanks!

I acquired a loan through Republic Finance and started out paying great. I have gone through MULTIPLE heath issues and decided to go through ******** **** ******. The lawyer through *** went to court last year on my behalf and came to an agreement, which was higher than my original payment, but that's how they work (No consideration for what other go through). I made many payments this was way like clockwork but my health started deteriorating again, way worse than before! *** tried to go in and settle differently but had to eventually drop them from my program due to not wanting to come to a better agreement. So today, I go to the store and find out there was NO money in my bank account. Republic Finance had gone in and took EVERYTHING!!!!!!! ???????? They garnished my bank account without contact IN ANY WAY!!!!! How does that happen?! I was NEVER served papers, called, had a letter sent to my address, or an email before doing so. THIS IS VERY UNETHICAL AND AGAINST THE LAW!!!! I AM CURRENTLY TALKING TO AN ATTORNEY!!!!!! DO NOT DO BUSINESS WITH THIS SHADY COMPANY, THEY WILL BLEED YOU DRY WITHOUT A CARE IN THE WORLD!!!!!!

“Hi *****, Republic Finance is always grateful for your feedback. It sounds like you may have had a negative experience with us, and we would like the opportunity to speak with you to gather additional information. Please feel free to contact us at ************** or **********************************. Thanks!”

I borrowed four thousand dollars and had it paid down to 2 thousand. My wife got cancer and was in the hospital for removal of a tumor. I told them I would be in as soon as I could. They got real arrogant about it. So to make a long story short, they sued me, not for 2000, bot for 13,000. And they’ve told my bank any thing I deposit they wanted it. My question is, what finance company would loan any 13,000 dollars, with no collateral, on fixed income, sounds shady to me.

“Hi *****, thank you for making us aware of your experience. Republic Finance is committed to providing excellent customer service and we would like the opportunity to speak with you to better address your concerns. Please feel free to contact us at ************** or *********************************** Thanks!”

Like many others, I was misled and not informed when explaining my contract , that there was credit life, for $11,124 and property non motor vehicle $9050 with the premiums being included with my monthly payments. What is also a da to me is how the amount on three different documents are different and possibly not correct. My initial loan contract amount on 07/07/2021 was an annual percentage of 29.420%, finance charges $3790.59, amount financed $7333.41 with a total number of payments of $11,124.00 within 36 months. Due to having Covid I fell behind and lost a lot due to not being able to work. As time went on an I could not make any payments I was sued and took to court 08/30/2022 docket C-55420 where a adjudge/decreed amt $7881.00 plus a fee of $56.35 plus interest at 28.69% per annum for 1 year from 05/06/2022 and there after 18% per annum until paid in full along with attorney fees $1970.39 and court costs proceeding. Now I understand that it is clearly explained in the doc. Prior to being sued I received a letter dated march 25 2022 from republic finance attorney ****** ******** ******* ******** * ***** they were retained by republic finance that I was in default on their agreement as of 03/24/2022 $1111.80, and that the total amount due at the time of this notice $7666.30 less charges for legal services. At that time still not back full to work from the bots with Covid and not able to make pain was sued and went to court on Aug 30 2022. No on my credit report for republic finance account 102785********0% paid off, opened 07/07/2021, status closed/charge off, collections June 2022 for $7825.00 written off and $3233 pass due, last payment Jan 14 2022, original balance $7403 balance $8518 update oct 31, 2022. As you can see on three different documents there’s three different amounts. This account was charged off and a decree issued shouldn’t the amounts be the same. Complaint continues on next review session

Thank you for making us aware of your experience. Republic Finance is committed to providing excellent customer service and we would like the opportunity to speak with you to better address your concerns. Please feel free to contact us at ************** or **********************************. Thanks!”