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          Additional Information

          Not BBB accredited

          Heights Finance

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          This is a multi-location business.

          Find a Location

          Heights Finance has 323 locations, listed below.

          *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

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            • Heights Finance

              101 N Main St Ste 600 Greenville, SC 29601-4846

            • Heights Finance

              2002 35th St Ste A Valley, AL 36854-3118

            • Heights Finance

              30 Samford Ave Ste A Opelika, AL 36801-3141

            • Covington Credit

              817 Highway 78 W Jasper, AL 35501-3751

            • Covington Credit

              1558 Montgomery Hwy Dothan, AL 36303-3318

            Headquarters
            101 N Main St Ste 600, Greenville, SC 29601-4846
            BBB File Opened:
            10/5/1998
            Years in Business:
            30
            Business Started:
            1/7/1994
            Business Incorporated:
            1/7/1994
            Licensing Information:
            This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
            Type of Entity:
            Corporation
            Alternate Business Name
            • FastPath Loans
            • Covington Credit
            • Southern Finance of South Carolina
            • Quick Credit Corporation
            Additional Contact Information

            Fax Numbers

            • (864) 567-3990
              Other Fax

            Phone Numbers

            Additional Business Information
            Pending Government Action
            Government Action: BBB reports on known government actions involving business’ marketplace conduct:
            Consumer Financial Protection Bureau vs Heights Finance Holding and subsidiaries

            The following describes a pending government action that has been formally brought by a government agency, but has not yet been resolved.  We are providing a summary of the government’s allegations, which have not yet been proven.  On August 22, 2023 the Consumer Financial Protection Bureau (CFPB) filed a lawsuit against Heights Finance Holding Co., f/k/a Southern Management Corporation as well as its wholly owned state licensed subsidiaries including Covington Credit of Alabama, Inc.; Southern Finance of Tennessee, Inc.; Covington Credit of Georgia, Inc.; Southern Finance of South Carolina, Inc.; Covington Credit of Texas, Inc.; Covington Credit, Inc.; and Quick Credit Corporation (collectively Southern).   As stated in the CFPB news release, the CFPB alleges that Southern employs numerous harmful underwriting, sales and servicing practices for their refinanced loans that are designed to churn delinquent borrowers into continuous fee-laden debt which erode the borrowers’ credit and increase their total cost of borrowing with the successive refinancing. The Bureau further alleges that Southern has generated hundreds of millions in loan costs and fees and derives 40% of its net revenue through this process of “Churning” borrowers in repeated, fee-laden refinances. The Bureau alleges that Southern’s loan-churning practices violate the Consumer Financial Protection Act of 2010 being unfair and abusive taking advantage of borrowers’ lack of understanding of the risks, costs or conditions of a refinanced loan. The Bureau is seeking redress for consumers, injunctive relief, and a civil money penalty. The matter is pending.  For more details go here.  

            Serving Area
            • SC
            Referral Assistance
            • SC Dept. of Consumer Affairs
              293 Greystone Blvd Ste 400
              Columbia SC 29250-5757
              Phone Number: 800-922-1594 (toll free in SC) 803-734-4200 outside SC
              http://www.consumer.sc.gov
            Business Categories
            Consumer Finance Companies

            Contact Information

            101 N Main St Ste 600

            Greenville, SC 29601-4846

            Visit Website
            (864) 233-9033

            Accreditation

            This business is not BBB Accredited

            Years in Business: 30

            BBB Rating

            NR

            Customer Reviews are not used in the calculation of BBB Rating

            Reasons for BBB Rating

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