Business ProfileforPlay Travel Protection

The classic clich of an insurance company scam really slick sale, then painful claims process and invariably denied, and complaints / appeals process designed to be so confusing and time consuming that you give up. It blows my mind what these companies get away with.Extremely easy to purchase the policy (ours was $800) which claims liberal coverage for any reason. Then to file a claim quickly gets very complicated and paper-based, even if you navigate all that the claim predictably gets denied (Hurrican ***** not a sufficient reason for travel interruption!? ??) and appealing becomes borderline impossible and entirely snail mail and phone-based, with multiple corporate layers and subsidiaries designed to confuse and guarantee no accountability, e.g. bought a Play Travel Lux policy from C&F/ **** (in partnership with *********** and powered by RentalGuardian, whatever that means), with claims response from a company called ***Ordinated Benefit Plans, which is a subsidiary of One80 Intermediaries, on behalf of ************************************, and *** doing business as ****************** in **. Cant make this stuff up sorry, who am I dealing with!? Ah, I get it, thats the point I always suspected that travel insurance is largely a scam, but would still occasionally buy it for big trips as a just-in-case. Well now that I know definitively thanks to this example, guess good news is it will save me a lot of money going forward never buying travel insurance again.