ComplaintsforScott & Associates, P.C.
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Complaint Details
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Initial Complaint
10/05/2024
- Complaint Type:
- Service or Repair Issues
- Status:
- Answered
Im trying to obtain some information from ************************* and have been advised that Scott and Associates is handling inquiries for this debt. Ive sent multiple requests to this attorneys office in an attempt to verify this debt to no avail. Ive also disputed this debt with the major credit bureaus as a means to get some information to no avail. Im simply trying to validate this debt and get some answers.Business response
10/18/2024
Please see attached response.Initial Complaint
09/23/2024
- Complaint Type:
- Order Issues
- Status:
- Resolved
I received a notice that was left from our front door stating that I need to scan the barcode in order to access the documents. I tried it and I was sued by this Business for the loan balance I owed from a lending club and it was sold to *********************, I don't have any information in regards to it. No email, haven't received any letter in the mail. I would like the business to send any documents thru my email and send me the signed original loan agreement from the original creditor.Business response
10/04/2024
Please see attached response.Customer response
10/04/2024
I have reviewed the business response and accept this resolution. I havent received a letter that was sent from the said date September 26, 2024. And i would like to ask for a written settlement offer if possible.Initial Complaint
09/19/2024
- Complaint Type:
- Billing Issues
- Status:
- Answered
Received a letter from Scott & Associates pursuing a lawsuit again me, regarding a balance for ***************** this account was closed out according to my Credit Karma (written off) they are coming after me for a loan who has been bought by several companies. said will take legal action and result in a judgement against me to include costs and necessary disbursements allowed by law. according to them I opened this account in 2024 but it was from 2020 there is a clause in the State of ********** they can not come after me since it's been over 4 years. Should I be concerned?Business response
09/30/2024
Please see attached response.Initial Complaint
09/18/2024
- Complaint Type:
- Billing Issues
- Status:
- Answered
I had two debts through **********, I paid this debt in April of this year and called to let ********** know that it had been paid off. They said I had to contact *************************, who intern said I had to contact Scott & Associates by sending an email to a ************************************************************** with proof that I had paid these debts off and that once they received everything showing that the debt was paid, they would contact Credit One and ************************* to let them know the debts has been paid. Then they would update the credit reporting agencies. Therefore, I emailed an email to ************************************************************** with all paperwork. I am still to this day getting calls and now I am getting text messages from Scott & Associates saying that I need to resolve my account. This should have already been taken care of and my credit report updated but nothing has been done!!!!!Business response
09/20/2024
Please see attached response.Customer response
09/20/2024
I am rejecting this response because: I only had and have ever had two Credit One accounts and I paid both of those off through Resurgent per the letters. I will wait for the letter that the law firm has sent and go from there. As of right now, I will not be paying out any more money if I have already paid the debts off.Business response
09/25/2024
Please see attached response.Initial Complaint
09/13/2024
- Complaint Type:
- Billing Issues
- Status:
- Resolved
I have called this company for a week, i have tired to settle the debt with the company and they wont let me..they are suing me with out even letting me settle the debt outside of court..the case is under ****** ******.. VALIDATION OF DEBT HAS NOT BEEN PROVIDED, PROVIDE ALL THE DOCUMENTATION THAT HAS BEEN requested or i will i be taken legal action against these companyBusiness response
09/25/2024
Please see attached response.Customer response
09/25/2024
I am rejecting this response because: i have authorization to speak with the company because i am a authorized user on the credit account, when i tired to settle the debit amount with the company they will not let me.:.i recorded the calls of them giving me a hard time trying to pay off the debt.:if this goes to court i will get a lawyer play the recording in court will also counter sue the company..:Business response
10/04/2024
We appreciate another opportunity to respond to your concerns. Please be aware that the account has been closed in our office and the lawsuit has been dismissed.Customer response
10/04/2024
I have reviewed the business response and accept this resolution.Initial Complaint
08/16/2024
- Complaint Type:
- Service or Repair Issues
- Status:
- Answered
The company claims to be a law firm with lawyers. Those lawyers are non existent and do not represent the creditor or make presents as witness in court. There is no mediation process. It is on suite from the court the cases are turned over to. Their goal is to have the Judge ***** judgment not to litigate discrepancys. The beneficiary of funds received from debtors is **************** Scott not the original creditor. They are a for profit debt collectors NOT a law firm.Business response
08/20/2024
Please see attached response.Initial Complaint
07/01/2024
- Complaint Type:
- Billing Issues
- Status:
- Answered
SCOTT AND ASSOCIATES TOOK ME TO CIVIL COURT TO COLLECT AN OLD DEBT FROM CREDIT ONE CREDIT CARD COMPANY. I AM DISABLED AND THE **** SHOULD BE DROPPED AND REMOVED FROM MY CREDIT REPORT, ASAP !!!Business response
07/10/2024
Please see attached response letter.Business response
09/27/2024
Please see attached response.Initial Complaint
06/22/2024
- Complaint Type:
- Billing Issues
- Status:
- Answered
THIS COMPANY CHOOSES TO HARASS ME, AND IGNORE MY LETTER THEY ARE VIOLATING THE FOLLOWING : Title 15, U.S.C. 1692 - 1692p, which encompass the following: 1692 - Congressional findings and declarations of purpose: Outlines the purpose of the ****** including the elimination of abusive debt collection practices. 1692c - Communication: Limits the ways in which debt collectors can communicate with consumers, particularly regarding the consumers location and third-party communications. 1692d - Harassment or abuse: Prohibits debt collectors from engaging in any conduct that harasses, oppresses, or abuses any person in connection with the collection of a debt. 1692e - False or misleading representations: Prohibits debt collectors from using any false, deceptive, or misleading representations or means in connection with the collection of any debt. 1692f - Unfair practices: Prohibits the use of unfair or unconscionable means to collect or attempt to collect any debt. 1692g - Validation of debts: Requires debt collectors to provide consumers with a debt validation notice that includes the amount of the debt, the name of the creditor, and a statement of the consumer's right to dispute the debt within 30 days. 1692i - Legal actions by debt collectors: Dictates where debt collectors must file lawsuits regarding the collection of debts.Business response
07/03/2024
Please see attached response.Customer response
07/03/2024
PER 15 U.S.C. 1692a(6). YOUR COMPANY IS A DEBT COLLECTOR, As ruled in ****** ******************, 514 U.S. 291 (1995)
VALIDATION OF DEBT HAS NOT BEEN PROVIDED, PROVIDE ALL THE DOCUMENTATION THAT HAS BEEN REQUESTED:
PROVIDE THE VALIDATIONS OF DEBT THAT WAS REQUESTED IN THE CORRESPONDENCE THAT WERE DELIVERED JUNE 29, 2024 & MAY 14, 2024
SEND THE INFORMATION NOW, OR IT WILL BE DEMANDED DURING DISCOVERY FOR COURT.
Business response
07/09/2024
Thank you for your feedback. Scott & Associates ("the Firm") appreciates another opportunity to answer your concerns. We have notified our client of your request for verification of the debt. They will send the verification information by separate correspondence. Please allow 30 days to receive the information. Per your request, your file remains on a cease communication hold with the Firm. As such, we will not communicate with you except for limited circumstances as applicable per federal and state law. We would also ask you to be aware that a cease communication does not apply to the legal process. Should you have any additional questions, you may contact our offices at ************** between the hours of 8:00AM and 6:00PM CT Monday Friday. This communication is from a debt collector.Initial Complaint
05/22/2024
- Complaint Type:
- Service or Repair Issues
- Status:
- Answered
We have received a notice from Scott & Associates regarding an account in the name of & belonging to *****************. It appears that Scott & Associates is in possession of the account, but has not submitted any proof of the right to claim the legal title. We did not authorize Scott & Associates to hold the account. We need further clarification of your possession and who authorized this without the consent of the Executor Office.Additionally, if you do not have any proof of this, we would like to further connect with you as you have agreed to be our agent and we graciously accept your role and welcome you to do what is in our best interest.We have enclosure the notice from Scott & Associates and will be happy to send an updated agreement for possession of the legal title.Business response
05/31/2024
Please see attached response.Initial Complaint
05/18/2024
- Complaint Type:
- Service or Repair Issues
- Status:
- Answered
Called 2 weeks ago to settle from going to court. Took my payment and yet I come home from taking my husband to MD ******** to find I am still being sued.Business response
05/31/2024
Please see attached response.
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Customer Complaints Summary
68 total complaints in the last 3 years.
27 complaints closed in the last 12 months.