Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.

Find a Location

Lake City Credit has 1 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.

    Customer ReviewsforLake City Credit

    Collections Agencies
    View Business profile
    View Business profile

    Star rating
    10 word minimum.

    You can use up to 2000 characters

    Before you can leave a review on bbb.org,

    you’ll need to add a phone number to your account. Your phone number may be used to verify your identity.

    Provide Your Information to Leave a Review

    Thank you for taking the time to leave a review! Please enter your information below to submit your review to BBB.

    All fields are required. Your first name and first initial of your last name will display online. Your full name will only be used to allow the business to verify you are a customer.

    This is automatically determined using your first name and first initial of your last name.
    How would you like to confirm your review?
    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    Verify your phone number

    Enter the 6 digit code sent to the phone number ending in undefined

    If you have not received a code within 2 minutes, you can re-send it.

    4 Customer Reviews

    Sort By
    • Date
    • Highest Rating
    • Lowest Rating
    • Review from Caryn C

      1 star

      02/06/2023

      Harassing me about a made up debt. I asked why this so called debt isn't showing up on my credit report, and he couldn't answer my question, Somebody close down this scam agency!
    • Review from Dante and Joy P

      1 star

      11/09/2022

      I would provide a "minus" rating if I could. I received two calls last week from these people regarding what they called an unresolved balance on a **** credit card obtained through ********************* when we lived in ** 2007-2009. They had our old address and my husband's SS#, even though I was careful not to confirm either with them. First of all, there is NO ******************* where we lived, secondly there was NO credit card we had associated with any bank account--EVER. We were married at the time and all cards were joint. First they said we owed a figure over $1,000, then they said we only owed a small balance of a little over $300. I gave them my gmail address and asked them to provide proof to back up what they were saying. I have blocked their phone number on our phone. When I looked them up, there seems to be numerous complaints through you about this company. They are attempting to scam **. They have never followed up with supporting information via gmail and have never called again. BEWARE!!!

      Lake City Credit Response

      11/10/2022

      Sirs,
      We have just received a request of data on 11/3/2022. All requests are sent via mail for the consumers protection. The information requested was sent recently.
      As collection agency it is hard to overcome this type of consumer engagement and wished that the consumer understands we are just doing our jobs.

      Customer Response

      11/22/2022

      In all fairness, we have to notify you that we did receive a letter from Lake City this week. They have conducted a review and "have decided to close the matter in the spirit of good customer relations". We are grateful for this consideration and that we weren't forced to pursue this through legal channels. We had no such outstanding debt.
    • Review from Susan M

      1 star

      10/26/2022

      I received a call from a very nasty person stating my husband owed money on a card from **** master card. I advised them he has never owned a **** master card. He said we will be taking legal action for this card I said send me all information so I can have his case worker look into it. As my husband has had a stroke in 2014 and has brain damage from it .Said he is very sick and I have been handling all of his finances since 2014.He said my husband paid ****** on august the 2020.Advised that has never happened. Called **** and they advised The number is fraudulent. They said it is a scam and to report it. My husband and I are seniors and this is very scary and not right. They need to be stopped from this kind of scam and threats.
    • Review from Brooke W

      1 star

      03/07/2022

      Company called me about a debt with my current bank telling me I owed over $300. The woman's name was Jessica (heavy accent) ; phone number ************, LAKE CITY CREDIT in Lake Dallas, Texas. I do not have any overdrawn accounts with my current bank and automatically know this is a scam of some sort. She did not confirm anything besides my name before providing me my debt information as well ; which is odd. I do believe you are supposed to also confirm bday/address/ or social security number before they provide debt information to you. SCAM SERVICE. No mini Miranda followed (partial mini Miranda was said about recording the call)- she was hesitant to provide company information.

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

    As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.