Business ProfileforDale Carnegie of San Joaquin Valley
Additional business information
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ADVANCE FEE SCHEMES
The BBB has received numerous complaints from consumers who paid an advance fee to receive a loan, or an alleged inheritance, alleged rebates from the government, and supposed lottery and sweepstakes winnings. In many cases, the company or individual who contacts the consumer says that the advance fee is necessary in order to claim the cash or be eligible for the loan.
If you are applying for a loan, keep in mind that most legitimate brokers deduct their fee from the proceeds of the loan IF AND WHEN the loan is approved. BBB files indicate that many consumers have had little success in receiving a refund of the advance fee, particularly when the broker is unsuccessful in obtaining the loan, and unscrupulous brokers have been known to disappear without a trace.
The most prevalent scenario involving advance fee fraud is the fund transfer scheme. Typically, consumers receive an unsolicited letter from a foreign individual claiming to be a senior civil servant or government official. The letter indicates that he is seeking a reputable company or individual into whose bank account he can transfer funds ranging for 10 to 80 million dollars which his government has overpaid on a procurement contract. The letter offers a substantial commission for allowing companies who have become involved have found themselves drawn written Public Awareness Advisory from the United States Secret Service on a Nigerian Letter Scheme which gives you a great deal of information on this type of scheme.
BBB files contain reports of individuals who contact consumers indicating that the government owes them money, they have an advance fee disguised as processing, shipping & handling fees, or taxes due. This type of company is called a recovery room.
The BBB offers a wealth of information on these types of schemes free of charge. Ask for the TIPS booklet on Advance Fee Loans and telemarketing Fraud, as well as our General Advice Reports on Foreign Lotteries, Recovery Rooms, and Prize Promotions.
At-a-glance
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Products & Services
Business Details
- Location of This Business
- 4629 Pine Valley Circle, Stockton, CA 95219
- BBB File Opened:
- 2/3/2004
- Years in Business:
- 112
- Business Started:
- 1/1/1912
- Business Started Locally:
- 1/1/1912
- Alternate Business Name
- Dale Carnegie
- Business Management
- Mr. Vic Delgado, President
- Contact Information
Principal
- Mr. Vic Delgado, President
Customer Contact
- Mr. Vic Delgado, President
- Additional Contact Information
Fax Numbers
- (209) 473-1877Primary Fax
- (209) 473-1877
Customer Complaints
0 Customer Complaints
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