ComplaintsforCreditors Discount & Audit

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Complaint Details

Note that complaint text that is displayed might not represent all complaints filed with BBB. See details.

Initial Complaint
07/26/2024
Complaint Type:
Billing Issues
Status:
Resolved
The complainant verified the issue was resolved to their satisfaction.
I am not Liable for debt with ****** Hospital, I dont have a contract with CREDITORS DISCOUNT & AUDIT. They did not provide me with the original contract as requested
Business response
07/29/2024
See attachment. We show this being deleted on 06/03/2024.
Initial Complaint
02/16/2024
Complaint Type:
Customer Service Issues
Status:
Resolved
The complainant verified the issue was resolved to their satisfaction.
I am not liable for this debt with Capital One.I do not have a contract with Creditors Discount & Audit.They did not provide me the original contract as requested.
Business response
02/19/2024
This debt is from an emergency room visit in July of 2018, not a *********** bill. We have marked the account to be deleted from the credit bureau on our next reporting cycle which is the first week of the month.
Customer response
02/19/2024

Better Business Bureau:

I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.

Sincerely,

*****************************
Initial Complaint
02/15/2024
Complaint Type:
Billing Issues
Status:
Answered
The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
This company is claiming to have a line of credit or some sort with me and his now hindering my credit score they are saying this is 4 years old but it just recently appeared on my credit report last summer
Business response
02/15/2024
The account has been scheduled for deletion during the monthly reporting cycle which occurs on the first of the month.
Initial Complaint
01/10/2024
Complaint Type:
Order Issues
Status:
Answered
The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
I want to file a dispute. I have no contract nor traded any information or know these people claiming i owe them hindering my credit report . i have no involvement in owing them anything and as a ******** resident want no further involvement in a fraudulent claim towards me.
Business response
01/12/2024
This debt is from services rendered at ****** Hospital. Our contract is with the hospital, not an individual consumer. Attached are details of what is owed to the hospital. Your dispute has been recognized, notated and will be updated with the credit bureaus as disputed. Thank you and please let us know if we can be of further help.
Initial Complaint
12/21/2023
Complaint Type:
Order Issues
Status:
Answered
The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
Im not liable for this debt with *********************** Provider. I do not have a contract with Creditors ***************************** They did not provide me with the original contract as I requested.
Business response
01/04/2024
Account closed and scheduled for removal from the credit bureaus.
Initial Complaint
11/27/2023
Complaint Type:
Order Issues
Status:
Answered
The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
I am not liable for this debt with Creditors Discount & Audit .I do not have a contract with Creditors Discount &Audit. They did not provide me with the original contract as I requested.
Business response
11/28/2023
This account will not be reported to the credit bureau. It will be closed and marked disputed.
Initial Complaint
10/17/2023
Complaint Type:
Product Issues
Status:
Answered
The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
I received a letter from this company saying that I have a balance of $105.67. I don't recognize this debt and I am asking for evidence that I agreed to be billed, date of services, an itemized list along with previous statements that were sent to me from the original creditor.
Business response
10/18/2023
Attached is an itemized statement. This account will be marked as disputed until resolved. No credit bureau records have been reported.
Customer response
10/19/2023

Complaint: 20743716

I am rejecting this response because: this isn't an itemized list, it's a bunch of codes. I need evidence that I received these services and agreed to pay and this information should be send my mail.

Sincerely,

*************************
Business response
10/19/2023
There is nothing left for us to do. That's the document provided to CDA and the account will not be reported to the credit bureaus.
Customer response
10/19/2023

Complaint: 20743716

I am rejecting this response because:The Fair Debt Collection Practices Act (FDCPA) and they are truly failing to provide any evidence of what this is for and whether I agree or not to pay. This is unacceptable and unfair business practices attempting to intimidate.

Sincerely,

*************************
Initial Complaint
10/09/2023
Complaint Type:
Order Issues
Status:
Answered
The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
I am not reliable for this debt with ************************* LL. I do not have a contract with Creditors ***************************** they did not provide me with the original contract as I requested.
Business response
10/11/2023
Accounts are closed and have been submitted for deletion from the credit bureaus.
Initial Complaint
09/11/2023
Complaint Type:
Billing Issues
Status:
Answered
The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
Re: Debt Validation for Account Number: #********* To Whom It May ********* am writing to formally request a validation of the debt associated with the above-mentioned account number. As per my rights under the Fair Debt Collection Practices Act (*****), I am *********** a detailed validation of this debt.Please provide me with the following information:The exact amount of the debt you claim I owe.A detailed breakdown of the debt amount, including any fees or interest charges.The name and address of the original creditor, if different from your company.A copy of the original agreement or contract that created the debt.Proof that your company is legally authorized to collect debts in my state.A statement that confirms that the debt has not exceeded the statute of limitations in my state.Any judgment obtained against me related to this debt.Proof of your license numbers and registered agent, if applicable.Until I receive the requested information, I ask that you cease all communication with me regarding this debt, as stipulated by the ****** If you continue to contact me without providing the requested validation, I will consider it a violation of the ***** and will take appropriate legal action.Furthermore, please ensure that all future communications regarding this matter are done in writing and sent to the address mentioned above. I also request that you do not contact me at my place of employment or share this debt information with anyone else.I expect a response to this letter within 30 days, confirming that you have received my request and are processing it. If I do not receive the requested validation within this timeframe, I will assume that the debt is not valid, and I will take necessary steps to protect my rights.Thank you for your prompt attention to this matter.
Business response
09/15/2023
Your dispute and cease and desist are acknowledged. Please find the attached proof of debt for validation.
Initial Complaint
08/17/2023
Complaint Type:
Order Issues
Status:
Resolved
The complainant verified the issue was resolved to their satisfaction.
I AM NOT LIABLE FOR THIS DEBT WITH ERCP - JPH, I DO NOT **** A CONTRACT WITH CREDITORS DISCOUNT & A THEY DID NOT PROVIDE ME WITH THE ORIGINAL CONTRACT THAT WAS REQUESTED.
Business response
08/18/2023
All accounts have been scheduled for deletion from the credit bureaus. These accounts are now closed by CDA. Thank you.
Customer response
08/18/2023

Better Business Bureau:

I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.

Sincerely,

*****************************

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