Business ProfileforMerrick Bank

I was looking at my credit report recently and a little confused by an account I see. ********************** has reported an account as charged off and written off as a bad debt. However they are also reporting that the balance is still owed? While you have indicated this status on my credit report, I have not received a 1099-C form to reflect this debts cancellation, as would be expected. To clarify the status of this account, I am requesting a full audit of the account and access to *********************** ledgers associated with it. Additionally, I am entitled to know how much Merrick Bank received from any insurance claims related to this account as it would seem that any recovery would offset a balance they allege is owed and therefor they would be reporting fraudulent information to third parties like credit reporting agencies without my permission. This account is misleading and unlawfully damaging my credit profile. When I opened this account using my Social Security number, I transferred a security interest to Merrick Bank. As such, I am legally entitled to access the documentation relevant to this transaction and account history. Please be aware that if I receive only generic account statements, I will proceed with filing arbitration IMMEDIATELY per the terms of our original agreement. Furthermore, I will submit a report to the *** on grounds of potential securities fraud should Merrick Bank fail to provide the detailed records requested. This is my attempt to resolve this matter in good faith. Merrick Bank benefited off of the use of MY security interest in an open ended credit account and now I am being defamed with the negative reporting of that account. I have also sent this complaint to the *** and attorney general via the ****