ComplaintsforJPMorgan Chase Credit Card

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Customer Complaint:

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Initial Complaint
06/06/2024
Complaint Type:
Billing Issues
Status:
Answered
The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
I had made a purchase on Amazon in the amount of $1916.59. The purchase was paid with my Prime Visa card which is administered by Chase. A few days after purchase I cancelled the purchase and was given one of two options for refund... either I get an Amazon gift card in that amount of have the funds refunded to my original payment method, which was the Visa card. I opted to have the funds deposited to my original payment method so that I could then have Chase transfer the refunded amount back to my checking account (which was not a Chase account). Once I was notified by Amazon that the funds had been refunded to my Visa card I contacted Chase to request that those funds to transferred to my checking account. I was informed by Chase that that was not an option and that I could have them send me a check. I requested that they do that. (It should be noted that I had an outstanding balance with Chase for $817.90 on the Visa card.) Chase notified me that they were sending a check in the amount of $1,098.69. When I questioned the difference in the amount of my refund versus the amount of the check they were sending, I was told that Chase has used part of my refund to pay off my credit card balance, something I did not request, nor did I authorize. When I questioned Chase about this, I was informed that the "amount of your refund can differ from what you requested because of recent purchases, interest charges, or fees". I had made no recent purchases (other than the purchase that I had cancelled). I was not behind in my payments, nor had any fees been applied. I was also told by Chase that "because there is no further action required on the account, we will no longer respond to this specific inquiry." I am attaching the email correspondence between myself and Chase. Please note that the emails are in reverse order (the newest email being first on the PDF document).
Business response
06/18/2024
We responded to our customer's concerns. To protect our customer's privacy, we are not providing you with any details of our resolution. Our customer may use their discretion in sharing our response directly with you.
Customer response
06/18/2024
Better Business Bureau:

I have reviewed the response made by the business in reference to my complaint and have determined that this does not resolve my issue. For your reference, details of the offer I reviewed appear below.

**In order for the bureau to continue to assist you, you MUST provide your view on the matter or your complaint will be closed as answered.

Regards,

Complaint ID: 21812975

There has been no communication from Chase to me regarding my complaint, nor have they offered me any resolution.

Business response
07/08/2024
We responded to our customer's concerns. To protect our customer's privacy, we are not providing you with any details of our resolution. Our customer may use their discretion in sharing our response directly with you.
Initial Complaint
05/31/2024
Complaint Type:
Billing Issues
Status:
Answered
The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
In Jan 2024, my Chase credit card offered balance transfers for 0% interest and I sent one of their balance transfer checks dated Jan 23 to pay off a balance with American Express for $633.10. Unfortunately, the mailed check was received by Citibank (assuming USPS error) and cashed with Chase on Feb 5, 2024. I have contacted Chase 4 times (2/20, 3/21, 4/9 and 5/31 to get the amount credited to my account since they should never have paid Citibank, which was not the payee. Citi Payment Investigations sent me a letter on 2/5 with copies of the front and back of the check, clearly showing the error and Chase is fully aware of that. Citi says to contact Chase and Chase says to contact Citi and neither one will return my money. I feel it’s Chase’s responsibility to issue the refund plus interest charged because they paid someone other than the payee.
Business response
07/22/2024
We responded to our customer's concerns. To protect their privacy, we are not providing you with any details of our resolution. Our customer may use their discretion in sharing our response directly with you.
Customer response
07/29/2024
Better Business Bureau: I have reviewed the response made by the business in reference to my complaint and have determined that this does not resolve my issue. For your reference, details of the offer I reviewed appear below. **In order for the bureau to continue to assist you, you MUST provide your view on the matter or your complaint will be closed as answered. JPMorgan Chase merely denied my claim. They said I sent a check to the wrong entity, which is NOT true. I mailed a check to the named payee on the Chase check and the post office misdirected the check to Citibank, which cashed it. Since Chase paid out the check to an entity which was clearly NOT the correct payee, they should refund all of my money plus interest. Immediately. This has been unresolved since late January 2024. Regards, Complaint ID: 21784603
Business response
09/04/2024
We responded to our customer's concerns. To protect our customer's privacy, we are not providing you with any details of our resolution. Our customer may use their discretion in sharing our response directly with you.
Initial Complaint
05/30/2024
Complaint Type:
Billing Issues
Status:
Answered
The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
Dear Better Business Bureau, I am writing to file a formal complaint against Chase for the unjust closure of all my credit card accounts. Chase cited a "pattern of abuse" as the reason for this action, yet failed to provide any detailed description or evidence to support this claim. Furthermore, this decision was made without any advance notification, leaving me unable to access the reward points accumulated in my account, which are worth hundreds of dollars. I have been a Chase customer for over eight years and have consistently paid my credit card bills on time. The sudden closure of my accounts is baseless and has caused me significant inconvenience and financial loss. In addition to the loss of reward points, I have also paid more than $500 in membership fees for this year, which has not yet ended. Chase has not provided a prorated refund for these fees, further exacerbating the situation. Moreover, the abrupt closure of my credit card accounts has severely affected my credit score, adding to the financial harm and distress caused by Chase's actions. I urge the Better Business Bureau to assist in resolving this matter by: Requiring Chase to provide a detailed explanation for the alleged "pattern of abuse." Ensuring the immediate reinstatement of my credit card accounts. Reinstating access to my reward points. Providing a prorated refund for the membership fees paid for this year. Addressing the impact on my credit score and taking steps to correct any negative reporting. Thank you for your attention to this matter. I look forward to your assistance in seeking a fair resolution. Sincerely,
Business response
06/12/2024
We responded to our customer's concerns. To protect our customer's privacy, we are not providing you with any details of our resolution. Our customer may use their discretion in sharing our response directly with you.
Customer response
06/17/2024
Better Business Bureau: I have reviewed the response made by the business in reference to my complaint and have determined that this does not resolve my issue. For your reference, details of the offer I reviewed appear below. **In order for the bureau to continue to assist you, you MUST provide your view on the matter or your complaint will be closed as answered. The company closed my credit card account without prior notice to me and refused to reopen the account for me. They quoted the reason that there’s a pattern of misuse of my card without providing any details and abruptly closed all my accounts. Further more they refuse to prorated refund me the $550 membership fee I paid for the whole year, given there’s still a few month left. Their behavior is highly unacceptable and didn’t solve any issues I raised in BBB. Regards, Complaint ID: 21779786
Business response
07/25/2024
We responded to our customer's concerns. To protect our customer's privacy, we are not providing you with any details of our resolution. Our customer may use their discretion in sharing our response directly with you.
Initial Complaint
05/28/2024
Complaint Type:
Billing Issues
Status:
Resolved
The complainant verified the issue was resolved to their satisfaction.
This is regarding my Chase Southwest Credit Card # ***************8. On 3/11/24, I opened a dispute against merchant, Roche ****** for $9,218.18 due to not receiving the merchandise. I provided a text message between the Sales rep, ****** ***** and myself as evidence but Chase ignored all of it. I purchased a sofa that was “in stock” and ****** *****, sales rep, told me in person and via text message it would be delivered in 3-4 weeks which I provided a copy to Chase as evidence. The merchant Roche ****** response to the dispute was I purchased furniture that would arrive between 20-28 weeks. Roche ****** lied because I purchased furniture that was “in stock”. On 5/14/24, I contacted Chase via phone about not considering my evidence and the rep told me to fax in a request to reopen my case and I did. Chase did not consider the evidence and is paying Roche Bobis $9,218.18 when they breached their own contract and lied. Per the merchant contract, I canceled my order because my sofa did not arrive on time. I request that the case be reopened and my evidence be considered.
Business response
05/31/2024
We responded to our customer's concerns. To protect our customer's privacy, we are not providing you with any details of our resolution. Our customer may use their discretion in sharing our response directly with you.
Customer response
06/05/2024
Better Business Bureau:

I have reviewed the response made by the business in reference to my complaint and find that this resolution is satisfactory to me. My money was refunded by the merchant

Regards,

Complaint ID: 21768381
Initial Complaint
05/22/2024
Complaint Type:
Billing Issues
Status:
Answered
The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
I made a purchase with a hairstylist of $1500( $500 for a black wig and $1000 for a blonde wig) around 4/1/24. Within 4 to 5 days she finished the black wig and I was able to pick it up. As far as the blonde wig she started giving me the run around, dodging me and when we would designate a time she would never be there. So a month later I still have never received the wig. On 5/1/24 I contact Chase Bank of which I’ve been with for several years and put in a dispute to get my $1000 back providing them with all the proof that I never received the wig a providing all back and forth messages between me and the hairstylist. Long story short they awarded her the dispute and I’m livid because there is absolutely nothing she could have given them to justify keeping my $1000 for a service that wasn’t provided. I do not feel that my money is protected and I am disappointed in them allowing this. That is hard money that I worked for and they are basically just giving it away. Now I will have to look into legal matters in retrieving my money back from the hairstylist. I am closing my account and praying I get with an institution that protects their customers.
Business response
06/10/2024
We responded to our customer's concerns. To protect our customer's privacy, we are not providing you with any details of our resolution. Our customer may use their discretion in sharing our response directly with you
Initial Complaint
05/21/2024
Complaint Type:
Billing Issues
Status:
Answered
The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
I added a HomeDepot Chase offer (10% cash back on upto $450 purchase each card) to 2 of my Chase credit cards. The offer expired on 4/14/24. I made purchase with the 2 cards respectively on 4/12 and 4/13, in store. More than 3 weeks after the purchase, I did not received any cash/points back. So, I raised an inquiry on 5/13. Chase backoffice gave me the reason that I did not make the transaction before expiration date, which obviously did not make any sense. I called customer service three times, including talking with a customer service manager, he even admitted that both purchase was made BEFORE offer expiration date. During the inquiry, Chase was reluctant of replying through their messages system, and giving any reason to support their rejection. I am request an explanation from Chase bank for the reason of declining my cash back request in details.
Business response
05/28/2024
We responded to our customer's concerns. To protect their privacy, we are not providing you with any details of our resolution. Our customer may use their discretion in sharing our response directly with you.
Initial Complaint
05/17/2024
Complaint Type:
Billing Issues
Status:
Answered
The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
I was told that I added an user to my credit card a few years ago. I never did. The bank did it on their own. I tried to get the use removed but was told sure. Ate multiple attempts they lied to me and said it was impossible. My user never signed anything. They refuse to work with me. I simply want her removed and keep everything.
Business response
05/24/2024
We responded to our customer's concerns. To protect their privacy, we are not providing you with any details of our resolution. Our customer may use their discretion in sharing our response directly with you.
Initial Complaint
05/17/2024
Complaint Type:
Billing Issues
Status:
Answered
The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
Chase Bank charged me $6.38 for interest on taking out cash of $200 on my credit card. They already took out a transaction fee of $10, which I knew beforehand to be okay. Now they want more money on top of the transaction fee. What does it take to push a button and then charged me a transaction fee, and "slap me in the face," and find a way to charge me an interest fee? It is a "rip off!" No wonder the Biden Administration is going after banks that charge "world record" fees. An example is the overdrawn fee Chase charges for an overdrawn checking account fee that is $34!!! Biden Administration whats it to be $8.00! Now, that is on hold. Why? Lobbyist got to the President to put these fees on hold....probably permanently!!! Now, I just want my $6.38 put back into my checking account.
Business response
05/23/2024
We responded to our customer's concerns. To protect their privacy, we are not providing you with any details of our resolution. Our customer may use their discretion in sharing our response directly with you.
Initial Complaint
05/16/2024
Complaint Type:
Billing Issues
Status:
Resolved
The complainant verified the issue was resolved to their satisfaction.
First off, I was the victim of the AT&T data breach and was the victim of identity theft. I have Never lived in Florida and had to cancel all my credit cards and change bank accounts. I noticed reading my credit report that they have issued some sort of card or loan under my name for over $7,000. This needs to be cancelled and taken off my report ASAP. I will personally go to Florida and deal with the person who stole my identity and they will never be able to do anything like this again. Their address is *** ****** ****** ** ********** FL. This should have never been issued in the first place as I froze my credit. Don't know why this company let it go through.
Business response
06/04/2024
We responded to our customer's concerns. To protect their privacy, we are not providing you with any details of our resolution. Our customer may use their discretion in sharing our response directly with you.
Customer response
06/05/2024
Better Business Bureau:

I have reviewed the response made by the business in reference to my complaint and find that this resolution is satisfactory to me.

******** was great to deal with and they were able to resolve the issue quickly.

Regards,

Complaint ID: 21715281
Initial Complaint
05/13/2024
Complaint Type:
Billing Issues
Status:
Resolved
The complainant verified the issue was resolved to their satisfaction.
April 20,2042 I used Uber & paid a charge of $21.69 & $36.86 by debut card ending in 6412.On 4/22/24 Uber had pending charges of 36.93,21.69,& 23 cents.I contacted uber,they said they were Auth hold & should drop off in 3-5 business days.I then called Chase,reported it,rep says there's nothing we can until it post. I agreed. .Chase has incorrectly put in the claim for the posted amounts & gave a credit. Why? I told them to pull up the call & listen to why the claim was put in.They are refusing to do so & trying to not resolve this problem with accountability.I was told in 6 days they will reverse the credit.I replied if you make my account insufficient due to the banks mistake,I will start a lawsuit & contact all appropriate agencies.If u spent it,fine,I'll pay it back.Im on a fixed income & they could do it when I get paid on the first,but if you bot going to take responsibility for this error,then let's fight it out. I spoke with Janet who transferred to Supervisor ***** at 2:52 pm.Please see attached Uber messages to back up my claim.
Business response
05/16/2024
We responded to our customer's concerns. To protect their privacy, we are not providing you with any details of our resolution. Our customer may use their discretion in sharing our response directly with you.
Customer response
05/23/2024
Better Business Bureau:

I have reviewed the response made by the business in reference to my complaint and find that this resolution is ok to me.

Regards,

Complaint ID: 21705533

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ComplaintsforJPMorgan Chase Credit Card

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