Business ProfileforNicholas Financial, Inc.

Negative five stars! Several years ago, I financed a used Equinox with ******** Financial, with an extended warranty through the dealership [name withheld]. After 18 months the vehicle engine failed due to bad rings. When I contacted the warranty company, I was informed that the warranty was never paid for by ******** (even thought they received it in full from the dealership). This began a two year battle where ******** told me in writing they would take the vehicle back and not hold me accountable for any remaining debt (because they knew they screwed up). Nearly a year after this, their attorney contacted me and wanted to come after me for the remaining debt. Even with the documentation in their faces, they stuck their fingers in their ears and pretended their own documentation did not exist. As the amount I owed was less than what it would cost me in attorney fees to fight them, I opted to let them garnish me until it was paid. Now, after about 18 months of them taking their garnishment a little at a time, the checks sent to the address ******** put in the garnishment are being returned to sender. I have tried every method to contact them and their attorney, yet no response. One hot mess after another and cover lies are ***. Companies like this one do whatever they can get away with. No one works their very long, so they always have the "they don't work here anymore" defense ready when called out for anything. They need to be chased out of town, so to speak!